Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Loan Rates Effective as of 9-16-08. Loan Rates are subject to change without notice.
Term
Rate (APR)
Auto Loan
New
1 - 5 Years
5.50%
6 - 7 Years
6.99%
Used Car (2005-2008)
1-5 Years
5.75%
Share (Secured)
1 - 6 Years
5.25%
7 - 12 Years
6.25%
Personal (Unsecured)
1 Year
6.25%*
2 Years
7.50%*
3 Years
9.50%*
4 Years
10.50%*
5 Years
11.50%*
Mortgage Loans
CALL FOR RATES
1st 15 Years Fixed/Variable
1st 30 Years Fixed/Variable
Home Equity Special
15 Years
8.00% ADJ Quarterly
Our loan program consist of:
New auto loans at 100% financing
Used Auto Loans for 2005 or newer. Up to five years 100% of the Kelley Blue Book wholesale price.
*SPECIAL PERSONAL LOAN RATE FOR QUALIFIED BORROWERS.
50/50 Loans with rates varying with loan term.
Share secured loan rate with immediate approval for 100% of share balance.
Home equity loans at a quarterly adjustable rate. We also offer a first mortgage program in partnership with other credit unions. The credit union also offers credit life and credit disability insurance coverage. Cost will vary with amount of the loan.
Please speak with a member service representative for more information on all of our loan products. Call MediCredit FCU at (808)845-9022 for further information. Loan Annual Percentage rates are subject to change without notice.
